Electronic funds payment software open system

You may use this Web site and our voice response system 1. Please note: These options may result in fees from the providers. Payments through third parties may have earlier cutoff times; please check with them for their deadlines.

You can now:. See What's New for complete details. Please note: Your tax payment is due regardless of this Web site's availability. You can always make a tax payment by calling our voice response system at 1.

Contact Customer Support to find out about additional training opportunities. Lets both federal agencies and recipients see and get reports of relevant data including account balances, history and status of payments, and more.

Debit Card Payments: Financial institutions that administer the U. Recipients get a notification that an amount of money has arrived from a payer and whether the status of funds is pending or available for use. As traditional paper processes become digitized, computerized systems like EFT transactions will continue to grow and evolve.

Activities such as utility bill payments have traditionally been paper-intensive, requiring physical statements, invoices, checks, and receipts. ACH payment is the go-to payment method for U. ACH is a reliable, efficient, and cost-effective way to move funds between accounts electronically. Nacha statistics track ACH transactions by year and quarter. In , the ACH network processed ACH is becoming more common as a payment method for payroll direct deposit and recurring utility payments auto bill-pay.

Businesses, non-profits, individuals, and city, state, and federal governments in the U. Businesses and non-profits use ACH transactions as a remittance to suppliers, including the independent contractor or freelancer payee. Companies and non-profit organizations pay employees with a direct deposit transfer into their designated bank account. Non-profit donors typically use a credit card, debit card, or ACH to make electronic payment donations. Government entities, including states and the IRS, use the Nacha ACH network to make payments to entitled citizens and refund a taxpayer whose tax withholdings or estimated tax payment total exceeds their tax return balance due.

These government entities also receive payments from taxpayers and others that send payments to them via ACH.