When you suspect that an error at trial has affected the outcome or your Texas civil suit, you have a right to appeal that decision. Your window for filing an appeal is very short, and your Notice of Appeal must be filed quickly.
For those involved in a civil legal action at the state level in Texas, the appeals process is very different from trial court. The proceedings generally involve only legal briefs based on extensive legal research. Contact our firm today if you feel that an error has affected your civil ruling, and our civil appeals attorneys in Texas will work to set the facts straight.
When your financial future is at stake, you need a bankruptcy lawyer or judgment attorney who has the determination and experience to aggressively pursue justice on your behalf. Seth Kretzer has that experience. Contact Us. If the total amount is below the median, you'll qualify and won't need to proceed to step two. If it's above the median, you'll go to the next step. Subtracting allowable expenses from your gross income.
This step determines your disposable income by subtracting certain costs from your gross income. For instance, you'll deduct the amount you actually spend on some things, such as income taxes, mandatory income deductions, and childcare.
You'll be allowed to deduct a certain amount for other expenses, such as food, utilities, and housing costs. If, after completing the calculations, you don't have sufficient disposable income to make a meaningful monthly payment to your creditors, you'll pass the means test.
You Might Not Qualify If You're Newly Unemployed Passing the means test can be challenging if you've recently lost a high-paying job—at least temporarily. How Chapter 13 Bankruptcy Works If you are filing a Chapter 13 and you're unemployed, you'll likely have a difficult time getting your case approved confirmed. Here's how it works. Talk to a Bankruptcy Lawyer Need professional help? Start here.
Practice Area Please select Zip Code. How it Works Briefly tell us about your case Provide your contact information Choose attorneys to contact you. Related Products More. Chapter 13 Bankruptcy. How to File for Chapter 7 Bankruptcy. The New Bankruptcy.
View More. But what will happen to your spouse's interest will depend on the following:. Anything remaining after the trustee deducts sales costs and the trustee's fee goes to creditors.
No, because Chapter 13 trustees don't sell property. However, the trustee will factor your interest in nonexempt property into your case using the system described above , and it can drive up your monthly payment amount fast. Because if you want to keep a nonexempt asset in Chapter 13, you must pay an amount equal to its value in the Chapter 13 repayment plan. Probably not if you don't file together. However, this area can get tricky.
A local bankruptcy lawyer will be in the best position to review your assets and formulate a strategy that will meet your needs. Bankruptcy is an unusual area of law because it's essentially a qualification process. The laws provide instructions for completing a to page bankruptcy petition, and because all rules apply in every case, you can't skip a step. The forms and resources below will help you find more information. Also, you can use this list of Chapter 7 and 13 bankruptcy forms to see where this topic falls.
And this handy bankruptcy document checklist will help you gather the things you'll need to complete the petition. Schedule H: Your Codebtors. We want to help you find the answers you need. We wholeheartedly encourage research and learning, but online articles can't address all bankruptcy issues or the facts of your case.
The best way to protect your assets in bankruptcy is by consulting with a local bankruptcy lawyer. If your income is below median, you automatically pass the means test without having to complete the remainder of the form. If you are not married and have no dependents, monthly unemployment benefits are normally well below the median income for a single-person household in most states.
If you are married and your spouse has a job, being unemployed can help reduce your combined household income enough to automatically qualify you for Chapter 7 bankruptcy.
Chapter 13 bankruptcy allows debtors with regular income to reorganize their debts, catch up on missed mortgage payments, eliminate unsecured second mortgages, cram down car loans, and pay back nondischargeable priority debts. Most unemployed debtors choose to file for Chapter 7 bankruptcy to wipe out their unsecured debts.
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